GS Financial Group

Private Credit

Property-backed credit, underwritten with judgement.

The group’s core capability is the disciplined structuring and management of Australian property-backed credit — from first conversation to final repayment.

Credit philosophy

Every facility begins with the asset and ends with the exit.

Private credit is a judgement business. Models inform; they do not decide. The group’s credit process is built around experienced assessment of the asset, the borrower and the realistic path to repayment — documented consistently and reviewed continuously.

Facilities are structured to hold through the life of the transaction, not just to clear at origination. That means conservative structuring assumptions, defined milestones and active oversight from settlement onward.

Process

Five stages. One standard.

01

Origination

Opportunities arrive through Get Solutions’ intermediary network and Get Private’s direct channels. Early screening filters for asset quality, sponsor capability and transaction logic before any formal assessment begins.

02

Structuring

Facilities are shaped around the specific transaction: security position, drawdown profile, covenant structure and exit mechanics. Terms are designed for the whole life of the facility.

03

Assessment

The central credit function assesses every transaction independently — valuation review, borrower analysis, exit-path testing — under the group’s single credit standard.

04

Execution

Documentation, conditions precedent and settlement are managed through GS Engine, with each step tracked and verified before funds move.

05

Oversight

Active facilities are monitored continuously: project milestones, covenant compliance and market conditions, with defined review points through to repayment.

Markets served

Where the group operates

Residential development

Construction and development facilities for experienced sponsors across metropolitan and growth-corridor markets.

Commercial property

Investment and reposition facilities secured against income-producing commercial assets.

Industrial and logistics

Facilities supporting acquisition, development and expansion of industrial assets.

Bridging and situational

Short-duration facilities where timing, complexity or transition creates the need for a structured solution.